.calculator-section{background:linear-gradient(180deg,#f9fafb 0,#fff 100%);padding:var(--space-16) 0}.calculator-container{max-width:900px;margin:0 auto;background:#fff;border-radius:var(--radius-2xl);padding:var(--space-12);box-shadow:var(--shadow-xl);border:1px solid var(--gray-200)}.calculator-title{text-align:center;font-size:clamp(1.75rem, 3vw, 2.5rem);color:var(--gray-900);margin-bottom:var(--space-8)}.calculator-form{display:grid;gap:var(--space-8)}.form-group{position:relative}.form-group label{display:flex;justify-content:space-between;align-items:center;font-weight:600;color:var(--gray-700);margin-bottom:var(--space-3)}.form-group .value-display{font-size:1.25rem;font-weight:700;color:var(--primary)}input[type=range]{-webkit-appearance:none;width:100%;height:8px;border-radius:var(--radius-full);background:var(--gray-200);outline:0;position:relative}input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;appearance:none;width:24px;height:24px;border-radius:50%;background:#fff;border:3px solid var(--primary);cursor:pointer;box-shadow:var(--shadow-md);transition:var(--transition)}input[type=range]::-webkit-slider-thumb:hover{transform:scale(1.2);box-shadow:var(--shadow-lg)}input[type=range]::-moz-range-thumb{width:24px;height:24px;border-radius:50%;background:#fff;border:3px solid var(--primary);cursor:pointer;box-shadow:var(--shadow-md);transition:var(--transition)}input[type=range]::-moz-range-thumb:hover{transform:scale(1.2);box-shadow:var(--shadow-lg)}input[type=range]::-webkit-slider-runnable-track{background:linear-gradient(to right,var(--primary) 0,var(--primary) var(--range-value,50%),var(--gray-200) var(--range-value,50%),var(--gray-200) 100%);border-radius:var(--radius-full)}input[type=range]::-moz-range-track{background:var(--gray-200);border-radius:var(--radius-full)}.range-labels{display:flex;justify-content:space-between;margin-top:var(--space-2);font-size:.875rem;color:var(--gray-500)}.calculator-result{background:linear-gradient(135deg,#0ea5e9 0,#38bdf8 25%,#06b6d4 50%,#38bdf8 75%,#0ea5e9 100%);background-size:400% 400%;animation:8s infinite gradientShift;border-radius:var(--radius-xl);padding:var(--space-8);margin-top:var(--space-8);color:#fff;text-align:center;box-shadow:0 12px 40px rgba(14,165,233,.4)}.result-label{font-size:1rem;color:rgba(255,255,255,.9);margin-bottom:var(--space-2)}.result-value{font-size:clamp(2rem, 4vw, 3rem);font-weight:800;margin-bottom:var(--space-2)}.result-note{font-size:.875rem;color:rgba(255,255,255,.8)}.payment-breakdown{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:var(--space-4);margin-top:var(--space-6);padding-top:var(--space-6);border-top:1px solid rgba(255,255,255,.2)}.breakdown-item{text-align:center}.breakdown-item .label{font-size:.875rem;color:rgba(255,255,255,.8);margin-bottom:var(--space-2)}.breakdown-item .value{font-size:1.5rem;font-weight:700}.loan-conditions-section{background:#fff;padding:var(--space-16) 0}.conditions-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:var(--space-6);margin-top:var(--space-8)}.condition-card{background:#fff;border:2px solid var(--gray-200);border-radius:var(--radius-xl);padding:var(--space-8);text-align:center;transition:var(--transition);position:relative;overflow:hidden}.condition-card::before{content:'';position:absolute;top:0;left:0;right:0;height:4px;background:linear-gradient(90deg,#0ea5e9,#38bdf8,#06b6d4,#0ea5e9);background-size:200% auto;animation:3s linear infinite shimmer;transform:scaleX(0);transition:var(--transition)}.condition-card:hover{transform:translateY(-8px) scale(1.02);box-shadow:0 16px 48px rgba(14,165,233,.3);border-color:var(--primary);background:linear-gradient(135deg,#fff 0,#f0f9ff 100%)}.condition-card:hover::before{transform:scaleX(1)}.condition-icon{width:80px;height:80px;margin:0 auto var(--space-6);background:linear-gradient(135deg,#0ea5e9 0,#38bdf8 100%);border-radius:var(--radius-xl);display:flex;align-items:center;justify-content:center;font-size:2.5rem;box-shadow:0 8px 24px rgba(14,165,233,.4);transition:var(--transition);position:relative;overflow:hidden}.condition-icon::before{content:'';position:absolute;inset:0;background:linear-gradient(135deg,#06b6d4,#0284c7);opacity:0;transition:var(--transition)}.condition-card:hover .condition-icon{transform:scale(1.15) rotate(360deg);box-shadow:0 12px 32px rgba(56,189,248,.6)}.condition-card:hover .condition-icon::before{opacity:1}.condition-card h3{font-size:1.25rem;color:var(--gray-900);margin-bottom:var(--space-3)}.condition-card p{color:var(--gray-600);font-size:.9375rem;line-height:1.6;margin:0}.form-section{background:linear-gradient(180deg,#fff 0,#f9fafb 100%);padding:var(--space-16) 0}.form-container{max-width:600px;margin:0 auto;background:#fff;border-radius:var(--radius-2xl);padding:var(--space-12);box-shadow:var(--shadow-xl);border:1px solid var(--gray-200)}.form-header{text-align:center;margin-bottom:var(--space-8)}.form-header h2{font-size:clamp(1.75rem, 3vw, 2.25rem);margin-bottom:var(--space-3)}.form-header p{color:var(--gray-600);font-size:1.125rem;margin:0}.registration-form{display:grid;gap:var(--space-6)}.form-row{display:grid;gap:var(--space-4)}.form-row.two-cols{grid-template-columns:repeat(2,1fr)}.form-field{position:relative}.form-field label{display:block;font-weight:600;color:var(--gray-700);margin-bottom:var(--space-2);font-size:.9375rem}.form-field label .required{color:var(--danger);margin-left:var(--space-1)}.form-field input,.form-field select{width:100%;padding:var(--space-4);border:2px solid var(--gray-200);border-radius:var(--radius-lg);font-size:1rem;font-family:inherit;transition:var(--transition);background:#fff}.form-field input:focus,.form-field select:focus{outline:0;border-color:var(--primary);box-shadow:0 0 0 3px rgba(99,102,241,.1)}.form-field input.error,.form-field select.error{border-color:var(--danger)}.form-field .error-message{display:none;color:var(--danger);font-size:.875rem;margin-top:var(--space-2)}.form-field input.error~.error-message,.form-field select.error~.error-message{display:block}.submit-button{width:100%;padding:var(--space-4) var(--space-6);background:linear-gradient(135deg,#fbbf24 0,#fb923c 50%,#f97316 100%);background-size:200% auto;color:#fff;font-weight:700;font-size:1.125rem;border:none;border-radius:var(--radius-full);cursor:pointer;transition:var(--transition);box-shadow:0 8px 32px rgba(251,146,60,.5);margin-top:var(--space-4);animation:3s infinite gradientPulse;text-shadow:0 2px 4px rgba(0,0,0,.3)}.submit-button:hover{transform:translateY(-3px) scale(1.02);box-shadow:0 12px 48px rgba(251,146,60,.6);animation:1.5s infinite gradientPulse}.submit-button:active{transform:translateY(-1px)}.submit-button:disabled{opacity:.6;cursor:not-allowed;transform:none}.form-note{text-align:center;font-size:.875rem;color:var(--gray-500);margin-top:var(--space-6);padding-top:var(--space-6);border-top:1px solid var(--gray-200)}.form-note svg{display:inline-block;vertical-align:middle;width:16px;height:16px;color:var(--success);margin-right:var(--space-2)}.contact-section{background:var(--gray-900);color:#fff;padding:var(--space-16) 0}.contact-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:var(--space-8);margin-top:var(--space-8)}.contact-card{background:rgba(255,255,255,.05);backdrop-filter:blur(10px);border:1px solid rgba(255,255,255,.1);border-radius:var(--radius-xl);padding:var(--space-6);transition:var(--transition)}.contact-card:hover{background:rgba(255,255,255,.1);transform:translateY(-4px)}.contact-card h3{color:#fff;font-size:1.25rem;margin-bottom:var(--space-4)}.contact-card p{color:rgba(255,255,255,.8);margin:0;line-height:1.8}.contact-card a{color:var(--secondary);text-decoration:underline}.contact-card a:hover{color:var(--warning)}.social-links{display:flex;gap:var(--space-4);margin-top:var(--space-6)}.social-link{width:44px;height:44px;background:rgba(255,255,255,.1);border-radius:var(--radius-lg);display:flex;align-items:center;justify-content:center;transition:var(--transition)}.social-link:hover{background:var(--primary);transform:translateY(-4px)}.footer{background:var(--gray-900);color:rgba(255,255,255,.7);padding:var(--space-8) 0;text-align:center;border-top:1px solid rgba(255,255,255,.1)}.footer p{margin:0;font-size:.875rem}.back-to-top{position:fixed;bottom:var(--space-8);right:var(--space-8);width:56px;height:56px;background:linear-gradient(135deg,#0ea5e9 0,#38bdf8 50%,#06b6d4 100%);background-size:200% auto;animation:3s infinite gradientPulse;border-radius:50%;display:flex;align-items:center;justify-content:center;color:#fff;cursor:pointer;box-shadow:0 8px 32px rgba(14,165,233,.5);opacity:0;visibility:hidden;transition:var(--transition);z-index:1000}.back-to-top.visible{opacity:1;visibility:visible}.back-to-top:hover{transform:translateY(-4px) scale(1.1) rotate(360deg);box-shadow:0 12px 48px rgba(56,189,248,.7)}.back-to-top svg{width:24px;height:24px}@keyframes slideDown{from{opacity:0;transform:translateY(-30px)}to{opacity:1;transform:translateY(0)}}@keyframes slideUp{from{opacity:0;transform:translateY(30px)}to{opacity:1;transform:translateY(0)}}@keyframes fadeIn{from{opacity:0}to{opacity:1}}@keyframes scaleIn{from{opacity:0;transform:scale(.9)}to{opacity:1;transform:scale(1)}}.reveal{opacity:0;transform:translateY(30px);transition:.6s ease-out}.reveal.active{opacity:1;transform:translateY(0)}.loading{display:inline-block;width:20px;height:20px;border:3px solid rgba(255,255,255,.3);border-radius:50%;border-top-color:#fff;animation:.8s linear infinite spin}@keyframes spin{to{transform:rotate(360deg)}}.success-message{background:var(--success);color:#fff;padding:var(--space-4);border-radius:var(--radius-lg);text-align:center;font-weight:600;animation:.3s ease-out slideDown}.error-message-global{background:var(--danger);color:#fff;padding:var(--space-4);border-radius:var(--radius-lg);text-align:center;font-weight:600;animation:.3s ease-out slideDown}